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Shalvora

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Shalvora
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Merchant services · Powered by Netevia · Los Angeles

Know exactly
what you pay.

Shalvora sets your business up with transparent payment processing on Netevia's proven platform — honest rates, next-day funding, and statements you can actually read.

Accepts VISA  MASTERCARD  AMEX  DISCOVER
Statement MARCH 2026
Processing summary
Card volume$42,180.00
Transactions1,204
Interchange & assessmentspass‑through
Your processing cost$0.00
You keep $42,180.00
Cash discount program shown. A small service fee is disclosed to card-paying customers; cash payers get an equal discount. You keep 100%.
Next‑day
Funding on eligible batches
$0.00
Processing, with cash discount
PCI L1
Platform‑level security
Zero
Hidden fees, ever
The math is simple

On $40,000 of monthly card volume

Typical processing cost$1,180.00
Fees, covered by card customers−$1,180.00
Your cost $0.00
Estimate your savings
Why Shalvora

The number you see is the number you pay.

Too many processors win by keeping merchants in the dark. We do the opposite: clear pricing, honest statements, and no surprise holds — backed by Netevia's infrastructure and local service out of Los Angeles.

01
Transparent by default

Every line on your statement is something we explain up front — no junk fees, no fog.

02
Built to keep you growing

No surprise holds and no ceilings on your volume — the platform scales with you.

03
Service that answers

Real people who know your business and respond when you need them.

Agent program

Own your book. See every dollar.

Resell payments and banking with residuals you own and can watch in real time — the transparency we give merchants, extended to our agents.

Become a partner See the program
Solutions

Everything you need to accept, manage, and move money.

One relationship spanning in-person, online, and business banking — every line explained, every deposit reconciled.

In person

Smart terminals & mobile POS

Countertop terminals to tablet and mobile POS — EMV chip, contactless tap, and swipe, with hardware we deploy, install, and support for you.

Retail and restaurant-grade equipment
Tips, split payments, and offline mode
Deployment, training, and support included
Terminal · Card present
$84.20
Tap to payInsert chip
✓ Approved · settling next day
Order #2041$1,250.00
Card•••• 4242
StatusPaid
Pay $1,250.00
Online

Hosted checkout & pay-by-link

Accept payments online with a conversion-optimized checkout page, shareable payment links, and recurring billing — no website or code required.

Prebuilt, optimized payment form
Pay-by-link via text, email, or QR
Recurring billing and stored credentials
Banking

Business banking, no monthly fees

Open a business account with cash-back rewards and no monthly fees, held at an FDIC-insured bank and connected directly to QuickBooks.

Cash-back rewards on the business card
No minimums, no monthly fees
QuickBooks sync and reconciliation
NeteviaBUSINESS
5412 •••• •••• 8420
M. RIVERARewards
Statement · March
Card volume$42,180.00
ACH deposits$8,400.00
Chargebacks$0.00
Net deposit$50,580.00
Reporting

Reporting & statements

Every transaction reconciled in one place, with clear, itemized statements — so you always know exactly what you paid, and why.

Clear, itemized monthly statements
Automatic batch and deposit reconciliation
Accountant-ready exports (CSV, QuickBooks)
Cash discount

The 0% processing program

Apply a small, fully disclosed service fee to card-paying customers and give cash payers an equal discount — dropping your processing cost to zero.

Keep 100% of your sale proceeds
Fully compliant, disclosed at checkout
Free terminal or POS included
Your monthly processing cost
$0.00
Paid by card-using customers as a small service fee.

Find the right setup for your business.

Tell us how you take payments today and we'll build a plan with the lowest possible rate.

Get your rateCompare pricing
Pricing

Transparent pricing. No hidden fees. Ever.

We listen first, then build a custom plan for the lowest possible rate. Choose the program that fits how you run.

Interchange-plus

Wholesale rates with a fixed, transparent markup — ideal for higher volumes.

Custom
let's build your rate
Pass-through interchange
Same low markup on every card
Next-day funding
Detailed statements & reporting
Talk to sales
Most popular
Cash discount 0%

Pass the card fee to customers and process at effectively zero cost.

$0
in processing fees
Keep 100% of your sale proceeds
Fully compliant & clearly disclosed
Free terminal or POS included
$5/mo minimum, no hidden fees
Get started free
Flat rate

One simple percentage for every transaction — great for getting started fast.

Custom
tailored to your volume
One predictable rate
No monthly minimums
Online + in-person included
Instant onboarding
Open an account
Savings estimate

See what the 0% program saves you.

$40,000
3.0%
Your estimateCASH DISCOUNT
Monthly card volume$40,000.00
Typical processing cost$1,200.00
Covered by card customers−$1,200.00
Your cost$0.00
Estimated annual savings$14,400
Get my exact rate
Estimate only. Actual savings depend on your card mix and ticket size.

Pricing questions, answered.

Are there hidden or additional fees?

No. We offer transparent low rates with no hidden fees. Every line on your statement is something we explain up front.

How does the 0% cash discount program work?

Card-paying customers pay a small service fee that covers processing; cash payers receive an equal discount. The fee is clearly disclosed at checkout, and you keep 100% of your sale.

Is there a monthly minimum?

A $5.00 minimum monthly processing amount applies. If you temporarily close, just let us know and we can waive it.

When do I get my money?

Eligible batches settle next business day, deposited directly to your linked bank account.

Will my funds ever be held?

We do not hold funds without warning or a clear, detailed reason. Unusually large transactions may be briefly reviewed to protect you and your customers.

About Shalvora

We help businesses keep more of what they earn.

Shalvora was founded to give businesses of every size a transparent, reliable, and affordable way to accept payments — backed by an enterprise-grade platform and a team that actually responds.

0
Hidden fees, ever
Next‑day
Funding on eligible batches
~1 day
Typical approval time
100%
Of your sale, with cash discount
Our mission

Keep your hard-earned revenue in your pocket.

Too many businesses lose money to opaque fees and unreliable processors. We built Shalvora on the opposite promise: clear pricing, next-day funding, and a platform that scales with you — from your first sale to your ten-thousandth.

As an authorized agent of Netevia, we pair Netevia's battle-tested processing infrastructure with local, high-touch service out of Los Angeles.

What we believe
01
Transparent by default

You should always understand exactly what you pay.

02
Built to keep you growing

No surprise holds, no ceilings on your volume.

03
Service like family

Real support from people who know your business.

Let's build your payment plan.

Get a transparent plan built around how your business actually runs.

Talk to us today
Contact us

Let's get you set up to accept payments.

Tell us a little about your business and we'll build a custom plan with the lowest possible rate. Most merchants are approved within a day.

Headquarters
Los Angeles, CA
Approved in ~1 day No setup fees No long-term contracts
Get your custom quote

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